Public & Product Liability Insurance

What is public liability insurance?

 If an accident or unforeseeable incident causes damage or injury to

someone (other than your employees), you may be found legally liable to

cover the costs. Public liability insurance can help to protect your business

from the nancial risk of liability claims – giving you the certainty you need

to trade with confidence.

What is product liability insurance?

No matter how stringent your company is, mistakes can happen. For

example, you may design or sell a product that causes a customer harm.

Even if you’re not at fault, you could risk serious nancial damage through

legal and court costs if a customer decides to sue you.

Product liability insurance is designed to help protect your business if

you’re sued because a product you sell, assemble or supply has caused

harm to a person or property.

Who should consider it?

While public and product liability insurance isn’t mandatory for most

businesses, it is recommended for all companies. That’s because the

unpredictable nature of accidents makes them hard to prevent – and the

costs of being sued can be extraordinarily high.